Financial Aid

How to apply

A "Free Application for Federal Student Aid" (FAFSA) form is required each year a student wants to receive financial aid. Visit our Financial Aid information page to learn more.

If your application is selected for verification by the Department of Education you will be notified via your personal email from the financial aid office. No financial aid packages will be completed until all verification documents have been received and reviewed by our office.
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Award offers

Award packages will be mailed through US Postal mail to the student's current address in Sonis. Any revisions later to the award letter will be emailed to the student's Cabarrus College email.

An award letter is an official offer of all financial awards that may include federal and state grants, scholarships, work-study and/or student loans. Award letters must be completed and returned by the due date indicated on the award letter.

Only after all required documents are received by the Financial Aid Office as instructed in the award package are the awards considered official. Financial Aid awards are based on eligibility criteria which includes the following:
  • Enrolled credit hours in program (indicated in your award package) **
  • FAFSA results
  • Previous education
  • Residency
  • Grade level
  • Satisfactory academic progress requirements
** It is the responsibility of the student to review and notify the Director of Financial Aid if there are any changes or discrepancies in current enrollment. Award letters will be revised accordingly.

Students who choose to accept Federal loans offered to them cannot receive their first loan disbursement until a master promissory note is completed and Federal Loan entrance and Financial Awareness counseling are completed. These are both done one time at the beginning of the student's enrollment and directions to complete these are included with the Award package.
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How do I keep financial aid?

Students must comply with the satisfactory academic progress policy, as outlined in the Satisfactory Academic Progress section of the Cabarrus College Catalog, to continue to qualify for financial aid at Cabarrus College. This policy meets the minimum statutory and regulatory federal requirements for qualitative and quantitative measures.

For diploma students at the end of each semester, and for degree students once each academic year at the end of the spring, the Financial Aid Director will review students who receive financial aid to determine their eligibility to continue to receive financial aid based on both qualitative and quantitative criteria. Students who withdraw or take a curriculum leave of absence will have satisfactory academic progress measured upon their return and before re-enrolling. The policy is available in the Cabarrus College catalog.

Enrollment Notice for Federal Student Aid Conviction, Possession, Selling Illegal Drugs Acknowledgement Form
All students must read the acknowledgement form. Any student unwilling to comply with this requirement must see the Director of Financial Aid before the first day of class. By submitting the completion and confirmation of participation for this orientation the student agrees that they have reviewed and understand this acknowledgement form.

Withdrawal, Return of Title IV (Federal) and State Funds
Title IV and State funds are awarded to a student under the assumption that the student will attend school for the entire period for which the assistance is awarded. When a student withdraws, the student may no longer be eligible for the full amount of Title IV and State funds that the student was originally scheduled to receive. Absence from class does not constitute official withdrawal.

If a recipient of a Title IV and State grant or loan funds withdraws from a school during the semester, the amount of the Title IV and State grants or loan assistance earned by the student must be re-calculated. If the amount disbursed to the student is greater than the amount the student earned, unearned funds must be returned. The amount of funds earned by the student is based on the percentage of the semester completed.

Re-calculations of funds earned are completed by the Director of Financial Aid and students are notified of all results.

Summer Enrollment
Students who will be enrolled in summer classes will typically have out of pocket expense for these classes because summer financial aid is very limited. Be sure to review your financial aid award offer to determine how much you will owe for summer and plan accordingly.

We are here to help you complete the financial aid process. We have an open-door policy and are located within the Student Support Center - Room 133. Scholarship opportunities, updates to award letters and notifications of refunds will be sent to your Cabarrus College email, so be sure to check frequently!
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Do I have to be a full time student to receive Financial Aid?
No, certain types of financial aid are available to part time students.

If my parents make too much money, will I be ineligible for financial aid?
Some types of financial aid are not based on need, so all students may be eligible.

Does it cost more to attend Cabarrus College if I am not a North Carolina resident?
The cost to attend Cabarrus College is the same for NC residents or out of state residents; however residency does have an impact on financial aid eligibility.

If I have lived in North Carolina for one year, am I considered a North Carolina resident?
Some of the financial aid awarded at Cabarrus College is only awarded to North Carolina residents. The Financial Aid Office determines your eligibility based on required applications and any additional documents requested. Living in North Carolina for one year does not automatically make you eligible for state aid.

Can I use my financial aid credit to purchase books?
If eligible, a student may use their available credit to purchase books online. A voucher notification of credit will be emailed to your Cabarrus College email from MBS online bookstore if eligible with a link, instructions and ID.

When should I expect my refund?
Funds received by the school are posted to the students account. Refund checks are processed and mailed to the US Postal address on file in SONISWEB within 14 days.
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